Whether you’re a courier with a small box truck or an expediter with a sleeper box, Progressive offers box truck and straight truck insurance solutions to protect you when you’re on the road. For over 30 years we have offered affordable box truck insurance for many different types of trucks and can provide protection whether you’re a private carrier or a for-hire trucker.
Businesses Requiring Box Truck Insurance
There are many types of business that haul goods that require box truck or straight truck insurance. The most common types of businesses we insure that require box truck insurance include:
- Couriers
- Expeditors
- Retail operations
- Household goods movers
- And more
Typical Box Truck Insurance Coverages
Depending on whether you own your own box truck and carry your own goods or you’re a for-hire trucker, you may require different types of box truck insurance coverage options. If you’re a private carrier, you may need to purchase basic box truck insurance coverages like Liability insurance that can cover injuries or damage to people or property if you’re at fault in an accident. We also provide Physical Damage Coverage that protects your vehicle if it is damaged in an accident.
If you’re a for-hire trucker and your Primary Liability insurance is provided by your motor carrier, you may only need to purchase certain types of box truck insurance coverages including Motor Truck Cargo insurance to protect the goods you’re hauling or Non-Trucking Liability insurance to protect your truck when you aren’t under dispatch.
Types of Box Trucks or Straight Trucks
Box trucks often go by different names depending on the type of cargo being hauled or how the box truck is being used. We insure the following types of box trucks:
- Cargo cutaway
- Ice box
- Moving truck
- Reefer truck
- Sleeper box
- Tilt cab
- And more
Thanks for providing the information about this kind of policy that do insurance box truck. I was planning to take a simple auto insurance policy as I am not aware about it. Does it creates any difference in term of rate or coverage if opt normal auto insurance policy ?
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